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My spouse has many debts. Do I have to help pay these debts?

Each spouse is responsible for his or her own debts. So you do not have to help pay your spouse's debts. However, if the debt is a joint debt incurred by both your spouse and you, you have to help to pay this debt. For example, both spouses bought a house in joint names and the house is mortgaged to the bank. If there is any default in the monthly instalment payments, or if the property is sold at a loss, the bank will look to both spouses for payment, even though only one of them has actually been paying the monthly instalment payments to the bank.